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aben- Posts : 35492
2014-04-16
Guest- Guest
Re: Denkverbot
by Guest 1/7/2018, 12:55
metilda wrote:Bog je jedino Biće i kojem su bitak i bit istovjetni...
A papir sve trpi..
Guest- Guest
Re: Denkverbot
by Guest 1/7/2018, 12:58
Ode Fibi. Bas si prasica. Svisnut ce ti Kic od dosade s nama ovdje...
Guest- Guest
Re: Denkverbot
by aben 1/7/2018, 15:06
kic wrote:
sta si upisao u trazilicu?
ne zun se jo služiti s tvojon;
na google: bitak ljubav aben
_________________
Insofar as it is educational, it is not compulsory;
And insofar as it is compulsory, it is not educational
aben- Posts : 35492
2014-04-16
Re: Denkverbot
by kic 1/7/2018, 15:13
trebalo bi biti isto, i ovo je google search..
vidim na 2. str sad i ja
kic- Admin
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Posts : 48084
2014-04-10 -
Re: Denkverbot
by aben 1/7/2018, 15:15
ali, tvoja tražilica išće samo naslove, a ne saržaj tema
_________________
Insofar as it is educational, it is not compulsory;
And insofar as it is compulsory, it is not educational
aben- Posts : 35492
2014-04-16
kic- Admin
-
Posts : 48084
2014-04-10 -
Re: Denkverbot
by Guest 1/7/2018, 15:48
violator wrote:metilda wrote:Bog je jedino Biće i kojem su bitak i bit istovjetni...
A papir sve trpi..
pročitaj summa theologiae od akvinca i dokaži da nije tako
Guest- Guest
Re: Denkverbot
by aben 2/7/2018, 01:36
Here’s what our financial picture looks like:
– Combined salaries: $157,000 before taxes ($86,000 me, $70,000 husband) (I take home around $2,200 every 2 weeks and my husband takes home around $1,800 every 2 weeks because health insurance comes out of his check)
– Savings: $31,000 ($25,000 of it is in a high-yield savings account earning .8% interest, while the other $6,000 is in a normal savings account earning a mere .2% interest). This is both our emergency savings and our savings for the downpayment on our next home (We are hoping to get to 20% so we don’t have to pay PMI next time around. Also, current market value on our house is approx. $10K-$15K less than what we owe).
– 2 cars (paid off) (I work 32 miles from home and husband works 40 miles from home. In our area, the jobs close to home pay less than half what we make traveling into the city.)
– Car insurance: ~ $140/month combined
– Mortgage and real estate taxes: $1675/month (unpaid principal balance of $206,029) (interest rate 5% + PMI). (As a side note, we tried to refinance but FHA regulations have changed since we originally got our mortgage and we were told there would be no significant advantage because our PMI would go up from $100/mo to over $300/mo, thereby cancelling out any savings) (We’re also hoping to move from our condo into a single-family home in the next 5 years)
– Internet + basic cable (cheaper to keep 5 channels of tv than to get rid of it due to cable company’s bundling) (husband works 2 days/ week from home, so high speed Internet is needed).
– Electric bill: ~ $120/month
– Gas bill: Between $6-$100 a month depending on how cold the New England winter is.
– Combined cell phone bill: $150/mo.
– Gas for the cars: ~$600/mo.
– Groceries: ~$500/mo.
Also, to throw another wrench in, I am going to community college part time to get trained in a completely different career. Anticipated remaining cost over the next 2 years is $16K.
Hopefully I’ve captured everything. I really appreciate your opinion and hope your readers can learn something from our situation.
Thank you,
– Combined salaries: $157,000 before taxes ($86,000 me, $70,000 husband) (I take home around $2,200 every 2 weeks and my husband takes home around $1,800 every 2 weeks because health insurance comes out of his check)
– Savings: $31,000 ($25,000 of it is in a high-yield savings account earning .8% interest, while the other $6,000 is in a normal savings account earning a mere .2% interest). This is both our emergency savings and our savings for the downpayment on our next home (We are hoping to get to 20% so we don’t have to pay PMI next time around. Also, current market value on our house is approx. $10K-$15K less than what we owe).
– 2 cars (paid off) (I work 32 miles from home and husband works 40 miles from home. In our area, the jobs close to home pay less than half what we make traveling into the city.)
– Car insurance: ~ $140/month combined
– Mortgage and real estate taxes: $1675/month (unpaid principal balance of $206,029) (interest rate 5% + PMI). (As a side note, we tried to refinance but FHA regulations have changed since we originally got our mortgage and we were told there would be no significant advantage because our PMI would go up from $100/mo to over $300/mo, thereby cancelling out any savings) (We’re also hoping to move from our condo into a single-family home in the next 5 years)
– Internet + basic cable (cheaper to keep 5 channels of tv than to get rid of it due to cable company’s bundling) (husband works 2 days/ week from home, so high speed Internet is needed).
– Electric bill: ~ $120/month
– Gas bill: Between $6-$100 a month depending on how cold the New England winter is.
– Combined cell phone bill: $150/mo.
– Gas for the cars: ~$600/mo.
– Groceries: ~$500/mo.
Also, to throw another wrench in, I am going to community college part time to get trained in a completely different career. Anticipated remaining cost over the next 2 years is $16K.
Hopefully I’ve captured everything. I really appreciate your opinion and hope your readers can learn something from our situation.
Thank you,
_________________
Insofar as it is educational, it is not compulsory;
And insofar as it is compulsory, it is not educational
aben- Posts : 35492
2014-04-16
Re: Denkverbot
by Guest 2/7/2018, 11:25
Nije neka fotka, ali uslikala sam ih prije nestanka. To su te oporavljene hortenzijice.
Last edited by violator on 2/7/2018, 11:33; edited 1 time in total
Guest- Guest
Re: Denkverbot
by Guest 2/7/2018, 11:29
A kad sam vec kod kratkotrajnosti, procvjetao mi je kaktus danas. :) Sutra ih vise nece biti
Guest- Guest
Re: Denkverbot
by Guest 2/7/2018, 14:54
Vi sa mora, doista, ne morate nigdje putovati. Sva ljepota svijeta, nalazi se kod vas.
Guest- Guest
Re: Denkverbot
by aben 2/7/2018, 15:03
mativka wrote:Vi sa mora, doista, ne morate nigdje putovati. Sva ljepota svijeta, nalazi se kod vas.
i to si ti na vlaškon otoku,
da pojdeš na neki bolji, ča bi unda rekla:)
učer sun bi na pozdravu sunca, pokvoren je jadrolinijin brodić pa je balota hodi s glove rive;
i, namo je sve bilo krcato turistov, odjednun svi počeli pljeskati...srca ti, prvo sun prego, a unda vidi da plješću jer je sunce zalazilo..
pa di oni to živu kad se toliko čudu zalasku..?
_________________
Insofar as it is educational, it is not compulsory;
And insofar as it is compulsory, it is not educational
aben- Posts : 35492
2014-04-16
Re: Denkverbot
by Guest 2/7/2018, 15:16
A, ljetovala sam ove godine na kopnu. Dva puta sam išla preko na otok, ne mogu mu odoljeti :) Htjela sam se javiti s trajekta, reko: Ak' moš ti, mogu i ja. No, uopće mi nije bilo jasno gdje sam internet potrošila, tako da mi je propao plan :) Ogromna je razlika između kopna i otoka. Čim sam kročila na otok, osjećala sam se kao kod kuće. Tako jednostavno, opušteno, prirodno, mirno. Na kopnu je previše ljudi i osjećam se uštogljeno, a na otoku, baš onako: More i ja :)
Guest- Guest
Re: Denkverbot
by aben 2/7/2018, 15:23
tako je i meni, čin iskorocin iz trajekta, omoh se lakše dišemativka wrote:A, ljetovala sam ove godine na kopnu. Dva puta sam išla preko na otok, ne mogu mu odoljeti :) Htjela sam se javiti s trajekta, reko: Ak' moš ti, mogu i ja. No, uopće mi nije bilo jasno gdje sam internet potrošila, tako da mi je propao plan :) Ogromna je razlika između kopna i otoka. Čim sam kročila na otok, osjećala sam se kao kod kuće. Tako jednostavno, opušteno, prirodno, mirno. Na kopnu je previše ljudi i osjećam se uštogljeno, a na otoku, baš onako: More i ja :)
koliko te izašla ota sedmica?
_________________
Insofar as it is educational, it is not compulsory;
And insofar as it is compulsory, it is not educational
aben- Posts : 35492
2014-04-16
Re: Denkverbot
by Guest 2/7/2018, 15:24
Može odmah pitanje?!
Može, ok :)
Postoji li neki fora na temelju koje se rješavaju testovi inteligencije? :)
Može, ok :)
Postoji li neki fora na temelju koje se rješavaju testovi inteligencije? :)
Guest- Guest
Re: Denkverbot
by aben 2/7/2018, 15:26
mativka wrote:Može odmah pitanje?!
Može, ok :)
Postoji li neki fora na temelju koje se rješavaju testovi inteligencije? :)
pa ne, a ako da unda test ni dobar
koliko si potrošila na ljetovanju?
_________________
Insofar as it is educational, it is not compulsory;
And insofar as it is compulsory, it is not educational
aben- Posts : 35492
2014-04-16
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